Sorry, but even if you have perfect credit, that loan will be near impossible to find.. most construction loans will require 20% or more down.. you might want to consider saving up more funds, or buy a resale home now, fix it up and sell if of in a few years, then use your equity to purchase your new construction home. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893
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