I'm waiting on my loan to proved by the usda loan and its been 3 weeks now, why haven't I gotten an answer if they approved us for

Sadly, many lenders are extremely backed up with heavy volumes of loans in their pipelines. Reach out to your loan officer to try and find out. If you are unable to make contact, go up the line of management to get someone to speak to you. Although I have not done a USDA loan in a few years, as I recall, they usually take a little longer than traditional loans, primarily because once underwritten and approved by the lender's underwriter, then loan must then be re-underwritten by the USDA's underwriters. That does not excuse your current lender from not communicating with you. ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ Licensed in Arizona, California, Georgia, Oregon, and Washington. Need help in other states? We've got you covered. NEXA Mortgage is licensed in 46 states ~ www.ApplyYes.com 480-889-9000.

Even with backed up pipelines, if this has been going on since July 6th, its way too long. Feel free to give me a call so I can get additional information to see if I can help you with a solution. I'll be available tomorrow (Sunday) afternoon, but you can always leave a message and I'll get back to you as quickly as I can.~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ Licensed in Arizona, California, Georgia, Oregon, and Washington. Need help in other states? We've got you covered. NEXA Mortgage is licensed in 46 states ~ www.ApplyYes.com 480-889-9000.

Unfortunately, with these amazing low mortgage rates today, many lenders are having major backup in the normal flow of loans and the time needed to go from application to closing. USDA loans do generally take a bit longer, as once the lender is done, the file does need to go to USDA for more review. This is a good time to point out the importance of picking a lender. I offer USDA loans in MN WI IA ND SD, and can be found at JoeMetzler.com - NMLS 274132