In Redemption ,,this was not the plan all I wanted to do was to reinstate the loan
Type the details of your question Type your mortgage or real estate question hereI HIRED A LAWYER TO RE-INSTATE MY MORTGAGE BEFORE MY HOME WAS TO GO TO SHERIFF SALE. I TRIED TO CALL HIS OFFICE AND EMAILED HIM AND THE HOUSE WENT THRU THE SHERIFF SALE . I AM NOW IN REDEMPTION . I TIED CALLING THE BANK TO GET THE RE INSTATEMENT AMOUNT AND THEY COULDNT RELEASE THE AMOUNT TO ME AS WE HAD HIRED LEGAL COUNCIL ,,,I LET THEM KNOW THAT HE WAS NOT KEEPING ME POSTED AND THAT THE SHERIFF SALE WAS SCHEDULED IN A WEEK AND THAT I JUST WANTED THE FIGURES TO RE INSTATE THE LOAN...THEY SAID THAT THE LAWYER WOULD HAVE TO CALL ...( I SAID THAT WHY IM CALLING YOU GUYS AS HE ISNT HELPING ME AND I WANT TO DO IS PAY....MY QUESTION NOW IS CAN I STILL RE INSTATE MY LOAN WITH BANK OF AMERICA ..OR DO I JUST SHORT SALE AND WAIT FOR MY LAWSUIT TO FINISH AS I HIRED A NEW LAWYER TO SUE MY OLD ONE .ALL I WANTED TO DO WAS TO RE INSTATE THE LOAN AND NOW I GOT THIS HORRIBLE MESS!!!THANKS KIMBERLY by kim16789 from Macomb, Michigan. Jul 28th 2012
William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions
This is a question for an attorney practicing in your state... if your lawyer messed up, you should hire another. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com
Linda Wintersteen (Linda123)
#63 ranked lender in Arizona - 1,256 contributions
Hello,, I know how to handle this and point you in the right direction..email me at yourloanpartnerforlife@live.com I work with tons of lawyers and judges, want most loan officers will stay away from. Lets just say I have been around lawyers for over 30 years.. I understand the laws and and point to to the right way to do things... I will not give you legal advice, but I know how to work thru the system.. linda at 602-330-1598
Michelle Curtis Loan Originator NMLS 401173 (MichelleCurtisLO)
#77 ranked lender in Florida - 2,245 contributions
This is a question for a lawyer. Good luck!
John Desmond (jdesmond)
#16 ranked lender in Louisiana - 20 contributions
Bank of America is required to provide the information you are requesting regardless of whether you have an attorney. If the lower levfel employee isn't helping you, demand to talk to a supervisor and threaten to get your congressperson involved if they won't help you. Don't take no for an answer.Secondly, call your state's BAR association and file a complaint against your lawyer explaining his/her failure to keep you apprised of the matter and failure to return your calls.Best of Luck!
Peter Botros (PeterBotros)
#70 ranked lender in New York - 895 contributions
I would definately contact an attorney on this matter.
Gary H (Mod.Specialist)
#71 ranked lender in New York - 25 contributions
Kimberly,I am with a Mortgage Attorney firm - depending on the state you are in it may be possible to save your home after the foreclosure. Since the old loan is closed with BOA, you have to qualify with another lender to pay the balance in full if you want to save the home. Another option is have someone make an offer the BOA to purchase the property, and you rent from them. If the sheriff sale hasn't happened yet, you could file a temporary chapter 7, which will pause BOA from closing the loan. Suggest using a mortgage law firm to help you, additionally what you paid the other firm, because you paid for a service and they didn't delivery, there are ways to get your money back.. Contact me if you need help.
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