in texas, is it possible to transfer a equity loan on a home to a mortgage loan?

You can look at the NOTE on the equity loan and see if it can be converted to a fixed rate, which is usually a 30 year fixed, if allowed. Otherwise, you will haveto refinance from the equity line of credit to a standard fixed or adjustable mortgage.I suggest you call a Texas Broker or two and see what your options may be. No closing cost to very low cost refinances have been the popular choice for the pastfew years.