income not steady

Yes, tax returns, bank statements and great credit. Money solves most problems in financing. Larger down payment

Probably. Many people get paid like you. Most lenders will look at the average you make over the course of the year, or over several years to show that you have a steady stream of income, even if it does not show up monthly. ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ Licensed in Arizona, California, Georgia, Oregon, and Washington. Need help in other states? We've got you covered. NEXA Mortgage is licensed in 46 states ~ www.ApplyYes.com 480-889-9000.

This is not generally an issue in and of itself. You fall under the self-employed income proof guidelines. Generally this simply means lenders will require the last two years of personal (and business if applicable) federal tax returns. It is a bit more complicated than this, but simply what did you bring in the front door over the entire year (income), minus anything your wrote off, then the bottom line of what you reported on tax returns as income to the IRS is averaged over the two-year period, then divide by 24 to get monthly qualifying income. Read my webpage on self-employed loans for more info at https://joemetzler.com/mortgages-for-self-employed/ - I lend in MN WI IA ND SD. NMLS 274132