is a refi right for me ?
I have 30 year mortgage is only with 62,000 due. I am currently at a higher apr than whats currently being offered. my credit rating is horrible due to an impending divorce. Should I try and get a refi? by judy38378 from San Dimas, California. Sep 30th 2010
Rudi Hofmann (CaPortfolioLoans)
#0 ranked lender in California - 380 contributions
In all probability the difference between today's rates and what you currently have will not amount too much with such a low balance.The cost of a refinance will probably out weigh any payment advantage, especially in your current situation.
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