Is it ok to have 2 lenders checking rates for me?

contact as many lenders on the same day and get quotes from them using the same parameters ..no need for a credit report to be pulled for this ...make a decsion to get pre approval process started with one lender and proceed

Sure... No problem. The only tip is that because rates are constantly moving around, you need to talk to both lenders one right after another. Talking to Lender A today, and talking to Lender B tomorrow can easily produce misleading results. The next tip, is that closing costs and interest rate go hand in hand. So Lender A may be quoting a lower rate, but it may come with a bunch of additional closing costs known as 'discount points' to artificially lower the rate. So I generally suggest getting an idea of where national mortgage interest rate average are (we show them at JoeMetzler.com/rates ), then when calling lenders, TELL THEM what rate you want (just use the national average), and then have them tell you what the closing costs are for that rate to get a better idea of which lender is truly the lowest rate. I lend for properties in MN, WI, IA, ND, SD. Find me at JoeMetzler.com, Cambria Mortgage, NMLS 274132