Is it possible to get a loan with a credit score of 608? I have 40k for a down payment and have been trying to build my credit up.

Depending on the reason for the score, I recommend you use part of the cash you have to improve your credit score. That will make it easier to get financing AND you will get a much better rate. I lend in Tennessee and would be happy to work with you. pdumouchel@primelending.com or 843-619-6025. Check out my blog on this site "First Steps" for help in improving your credit score

There's more to a loan approval than just a credit score.. most lenders will want a 640 or above, however there are lenders out there that will allow for the lower scores, some as low as 550, but the guidelines are so strict that few actually qualify.. your better off spending $500 - $1000 of your savings and get with a credit restoration company... if your at 608, and you need to be at 640, you don't have far to go.. credit repair process can be done in as little as 30 to 45 days... and once your over the 640 mark, you will have endless possibilities.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

608 is an ok score for a FHA/VA/USDA loan but if you are looking at a conventional with 20% or more down then 620 is a typical minimum score. Speak with a LOCAL mortgage banker or broker on this forum to determine your options.

Yes. Get with a Lender411 loan officer and discuss your situation.

We require 640 or higher.

You can get an FHA loan with as little as 3.5% down. You would need a minimum of 620 to qualify for a conventional loan

Technically yes, from a very small limited number of lenders. Most lenders want to see at least a 640. But remember, score alone does not an approval make. More often than not, whatever is causing the low score will also cause you to be denied. www.MNBestRates.com

Try FHA, with a lender on this forum.

It's been said before, but I will reinforce. We have FHA loan programs down to a 580 FICO, but we go through a thorough review of your credit and why the score is where it's at. Any FICO below 620 will trigger the loan to be largely scrutinized. It's possible, just has to have a more thorough review.We lend in TN, feel free to reach out to me to discuss further if you'd like.bkimball@summitfunding.net or 714.619.5609

Yes,, But,, I would want to see credit first to determine why 608.Might be a easy fix to get you to 620 640 660. We have some techniques that can help you lift score... Craig 954 558 4430 www.firstfloridafin.com