Is My Credit At Risk?

Yes, your credit will be affected; a quit claim does not remove you from the mortgage obligation. You also cannot reverse a quit claim unless there was something fraudulent about the transaction. The only way to get off of the mortgage will be for your ex to refinance, which may or may not be possible based on his situation. I would advise you seek the advice of an attorney to go over your available options. Just know that you are not alone on this one, many people have found themselves in similar situations. Gregorio Denny - WeFixRates.Com