Is there a soft credit score requirement for a FHA mortgage? If so, what is it and how flexible?

FHA has a minimum 500 credit score requirement. Credit scores from 500 to 579 require 10% down payment. Credit scores from 580 and up require a 3.5% down payment. However, credit score is not the only factor, you could have the required score but the reason for the low score could still disqualify you. Examples are recent foreclosures, bankruptcies, late payments, charge offs, collections, judgements, etc. Have a loan officer run your credit and review it to see where you stand.