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Is there a way to refinance and remove a co-borrower?

My dad co-borrowed with me but moved out of state and I now have a strong income, credit and all. Any suggestions? by JeremyJ_1212748 from Austin, Texas. Oct 4th 2013 Reply


John Moran (SimplifyMortgage)
#7 ranked lender in Arizona - 663 contributions

Absolutely. As long as you qualify on your own, you can refinance in just your name and your dad will no longer be on the loan. You can also quitclaim him off the title as part of the process and he will have no ties tot he property whatsoever. Hope that helps, best of luck!

Oct 4th 2013
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Yes you can refinance and remove your father from the note and the deed. Call Matt Spinn at 512-663-5515 and I will help you.

Oct 4th 2013
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Dave Metsker (DaveMetsker)
#35 ranked lender in Oregon - 2,318 contributions

Yes, with good credit and income, you can refinance on your own, which will remove Dad from the title, and the previous loan obligation.

Oct 4th 2013
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Kiernan Brown (KiernanBrown)
#49 ranked lender in Michigan - 149 contributions

Just apply for the refinance yourself. Your Father will need to sign off his rights to the property. Call me I can help 517-240-3015

Oct 4th 2013
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Joe Metzler (JoeMetzler)
#17 ranked lender in Minnesota - 4,848 contributions

As long as you can now qualify on your own, refinancing and removing your Dad from title is pretty easy. Simply contact a local mortgage broker to get started.

Oct 5th 2013
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Jericho Cherry (Jerichocherry)
#54 ranked lender in Virginia - 1,107 contributions

Yes you can if you can qualify on your own.

Oct 5th 2013
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William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions

You will have to refinance to remove your father from your loan.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Oct 7th 2013
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