Is there anyone who will lend money to the unemployed in Fort Smith, AR or to an illegal alien who is employed?
I need money fast! I am needing about 400 dollars and no one will lend us money because I am unemployed (I stay at home and take care of the kids) and my boyfriend does not have a social security number. However, he does have his ITIN number that he used on his income tax return last year and he has had the same job for over five years! I have also been babysitting for 3 months so I guess that counts as being self-employed, but all the loan places I've called say that's not long enough because it has to be on my tax record which is one year. We have also lived at the same address for 6 months. Is there anywhere I can go that will lend me money?? by callal_931_806 from Fort Smith, Arkansas. Jul 12th 2012
Bert Carpenter (BertCarpenter)
#37 ranked lender in Arizona - 2,431 contributions
I'm not sure who to advise you to work with. This is a Mortgage Lending forum. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com 888-889-9950
Gary H (Mod.Specialist)
#71 ranked lender in New York - 25 contributions
I agree with Bert - your situation doesn't pertain to a mortgage. For your boyfriend he is S.O.L. because he is an illegal alien, he could however ask his employer for a loan. If his employer is smart, realizing for could get into a lot of trouble buy hiring non-legitimate workers, he could provide some type of assistance. Further - if you want to consider yourself "Self Employed" do it right. Go down to your local count house and file your "Doing Business As" business name. They you can open a business checking account. The beautiful thing about being self employed is being able to write off your expenses (telephone, internet, car expenses, etc...) against your tax able income. As a DBA company you can take three years of losses before being subject to an IRS audit. As a LLC is 7 years before you have to show profit, as a C or S corp, there you have 15yrs before you have to show a profit. My opinion you should look into applying for state welfare for you and your children - they are your first priority!!!!! .
William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions
This forum is strictly for mortgage related questions... not payday loans or title loans.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com
Peter Botros (PeterBotros)
#70 ranked lender in New York - 895 contributions
Good Luck! My sympathy to you.
Michelle Curtis Loan Originator NMLS 401173 (MichelleCurtisLO)
#77 ranked lender in Florida - 2,245 contributions
I doubt you will find anyone to lend to you. If you do have something to sell or pawn that would be a good idea. Good luck!
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