Is this for a purchase or a refi? On a streamline finance we can use mortgage only and not scores. As long as no missed payments

Hi, the 'streamline' loan options only refers to those whom already own. If you already own and haven't missed payments then there's options to 'streamline' refinance your current mortgage. Streamline could mean no appraisal or could mean for instance VA mortgages, no appraisal, no income nor assets are required. On purchases it's always required to verify your ability to pay (verifying employment/income/assets/debts) as well as the value of the property via an appraisal. If I can help answer any add'l questions, I'd be happy to help. Best wishes otherwise, Kimberly Lawson, Licensed Mortgage Loan Originator - Ohio only. Contact and licensing information can be found on my profile.