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Items missing on credit report (these are good things!)

I have been looking to applying for a home loan, and when I went to pull my credit yesterday (i pull monthly) I saw that my auto finance company did not report the last 2 payments. Will this negatively effect my approval odds? by hakim238 from Fullerton, California. Dec 10th 2018 Reply


William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions

More info needed, but in general.. if you have good credit, but one of your creditor's is not reporting, it's typically not an issue.. If it were a mortgage, the new lender would probably call your lender directly to get a verification of mortgage.. but for auto finance, it probably wont matter.. Let me know if you would like to look into getting pre-approved,,, i'd be glad to help. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / LendUS, NMLS 1938/ AZMB0121893

Dec 12th 2018
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