just seen the web. is it true you may get a loan with credit score 620?

Yes, it is possible depending on the lender and mortgage program you are wanting (FHA, USDA, Conventional, etc). There are other variables that go into qualifying other than credit score. So, if you would like to determine if you qualify contact me and I can guide you through the process!www.mortgagewithchad.net

We actually do loans with credit scores down to 580. Please give me a call at 877-523-3886 ext 248 to review your options.

FICO is just one factor and some FHA loans can go as low as 580. Your credit history and account standing is more important than just a score. To discuss being qualified you can call me at 910-526-8420 or email Rebecca.Crawford@movementmortgage.com

Thank you Tracey, Fromyour question I am not sure you are looking to purchase or refi:Purchase- FICO is just one factor and we can do FHA loans as low as 580. all potenital is based onyour last 2yr credit history and will require 10% down. So a 580 score is possible and the entire down payment can be a GIFT...REFI- If you currenlt have an FHA loan you may be eligble for an FHA STREAMLINE refinance eliminating the need to pull your credit so a 580 score could be a mute point.. you may/may not have to have an appraisal done in this case.Please contact me to see what option nest suits your needs @ chris.caporiccio@wellsfargo.comthank you

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Good Morning Tracey...Yes we will provide Mortgage Financing to you with that score...We are in the Real Estate Consulting Business...We provide Mortgage Financing in all 50 States...We specialize in Consulting for the HomeOwner/Buyer...Our goal is to obtain the best Financing for their individual needs...We are located in Downtown Woodbury New Jersey...Woodbury is the county seat of Gloucester County...We are about 25 minutes from Center City Philidelphia...Atlantic City is about one hour from us...Feel free to contact us thru our Web Page...---http://www.RonWohlfarth.com---Or e-mail us directly at Money@RonWohlfarth.com...Of course you may always call us at 856-853-1234...We look forward to assisting you with your Housing needs...

In general, yes.. you can get financing even if your score is lower.. but since it takes so much more than a credit score to qualify, it's possible if your score was 750, you might get denied.. the only way to know for sure would be to contact a local mortgage broker and apply with them. Do not use the local "Big" bank, or one of those 50 states internet lenders or nationwide lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com