looked for a usda home to get usda loan but not approved can i get my e.$ back even though they said i can get a fha but i refuse

More info needed.. who did you give money too? The seller? did you give them an earnest deposit?? Or did you pay your lender funds?? If you gave an earnest money deposit that was cashed by a title company, then yes. those funds should be returned to you because the terms of your loan has changed and you are no longer approved as you were originally. if you are referring to monies you gave your lender, then the rules are very clear. If you withdraw your loan prior to them making a lending decision, then you are entitled to all your money back.. but if they have already made a lending decision *(in your scenario, you were denied, but they gave you a "counter offer" of FHA financing).. then any funds you have paid the lender are not required to be refunded.. That being said, it's possible the lender will still refund you, but if they do, it's in good faith.. not because they are required to. Again, your question is not clear, so post more info for a more direct answer. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / LendUS, LLC - NMLS #1938. AZ #BK-0924551. Equal Housing Opportunity