Looking for a construction loan for a duplex. Both my husband and I are veterans and have 40K for downpayment

VA will not finance a construction project. If you want to use your VA eligibility, you will need to buy an existing property and if it a duplex, you will be required to move into one of the units for at least the first year. If your plans do not include living in one of the units, you will need to look for non-VA financing. ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ At NEXA, we've got you covered. We are licensed in all states except MA and NY and we are pending approval in VA, so give us a call. ~ www.ApplyYes.com 480-889-9000.