Looking for a lender who can do a loan in tennessee for a HARP Refi on a loan with LPMI and a Chapter 7 discharge in dec 2011
Looking for a lender who can do a loan in tennessee for a HARP Refi on a loan with LPMI and a Chapter 7 discharge in dec 2011 by Tngirl from Maryville, Tennessee. Mar 19th 2013
William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions
"Find a Lender" Tab above, or you can Google "Mortgage broker, <zip code>" you will get a list of local brokers who might be able to help you.. Having LPMI is not an issue, the BK 7 could be.. it depends on other strong compensating factors, such as a high credit score, large cash assets, high income, etc... It also depends if your loan is a Freddie Mac vs. Fannie Mae.. Freddie Mac loans are tougher to get approved than Fannie Mae... I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com
Barb Lanis (BarbLanis)
#69 ranked lender in Illinois - 679 contributions
It's me, Stephanie. Hang in there, we've already been in contact. Please hang in there, I will give you some direction. -Barb Lanis
Dave Metsker (DaveMetsker)
#35 ranked lender in Oregon - 2,318 contributions
Contact a Tennessee lender on this forum.
Nancy J Releford (nancyreleford)
#4 ranked lender in Tennessee - 233 contributions
Stephanie,I already gave you the information earlier today, the answer hasn't changed . You are not going to be able to do anything until 12/13 because of the BK!I know it's not the answer you want to hear. You're wasting everybody's time by asking the same question.
Nancy..actually I was already approved with Greenlight Financial with the ch7 less than two yrs out...the only reason the couldn't do it was because of the LPMI ...they are not doing HARP loans with LPMI at this time. So I am just checking to see if there are other lender out there who can do both. This is from active rain website, bills.com and multiple other websites:Underwriting Requirements RelaxedWhat's new No. 2: Relaxed Foreclosure & Bankruptcy rules: Your HARP loan could be approved, regardless of how recently a borrower filed bankruptcy or experienced a foreclosure.
Michelle Curtis Loan Originator NMLS 401173 (MichelleCurtisLO)
#77 ranked lender in Florida - 2,245 contributions
You may have to wait 2 years from discharge date.
Ray Hazucka (r.hazucka@mybbmc.com)
#64 ranked lender in Illinois - 36 contributions
You need 2 yrs from the date of discharge in order to be able to refi.
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