I want to buy my first house. The house I’m interested in is only $100k. My wife and I make about $55k a year right now. Are there any government programs or government grants that will help us buy our first home? Also, what kind of loans should I look at to make our monthly payments lower at once? Should I consider getting a VA loan? by melrose350 from Bayside, California. Jul 18th 2022
There are plenty of assistance programs for those who qualify. Most are very local, or state programs, so reach out to a local mortgage broker in your area for assistance. If you are a veteran, the VA home loan is one of the best programs out there, and of course is a zero down payment required program. I lend for VA loans for properties in MN, WI, IA, ND, SD. Find me at VAMortgageMN.com. I also offer first time homebuyer programs at FirstTimeHomeBuyer-MN.com - Cambria Mortgage, NMLS 274132
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