looking to buy again, had short sale 3 years ago. Are we in the clear for conventional or FHA?
Also does the minimum down payment change or are we penalty free at this point by jimmy_karen_alway... from Columbia, South Carolina. Nov 8th 2013
Bill Nisbet (billnisbet@gmail.com)
#19 ranked lender in South Carolina - 10 contributions
You are all clear for FHA 3.5% down. Call or email and we can discuss in detail.843-412-3414bill.nisbet@ikonfg.com
Dave Metsker (DaveMetsker)
#35 ranked lender in Oregon - 2,318 contributions
FHA 3.5% down, and you are fine to buy.
Jay Spurlin (CFCMortgage)
#45 ranked lender in South Carolina - 24 contributions
It depends on the overall credit post Short Sale. FHA is the better choice for minimum Down Payment. No Money Down if you are a Veteran. If you can prove a hardship, there is a Conventional avenue. Bottom line, there are options out there. My best advice, pick three Mortgage Brokers. Explain your situation and compare their answers. DO NOT LET THEM PULL CREDIT. Not until you are comfortable with who you are dealing with.If you have any questions or want us to look over everything, give me a call.843-215-6200 - Jaywww.cfcmtg.com
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