Middle credit FICO score of 709, can I get a good rate for a refinance?

Would be glad to give you rate quotes but would need additional information. 30yr, 15yr, debt ratio, wife credit score, or may not even need her income to qualify, etc....... There is neither cost nor obligation for the mortgage consultation. I hope to hear from you soon. ENG Lending, A Division of Bank of England, always puts your best interest first. We would appreciate the opportunity to serve you. Please visit us at www.cincinnatimortgagerate.net. You will soon find that we are so much more than a Mortgage Banker; we are a company that is dedicated to empowering our clients and referral partners. Don't forget to visit our Facebook Fanpage at http://www.facebook.com/pages/ENG-Lending-Cincinnati/171183536269710?sk=wall Or Call Anytime 513-403-6260

Kyle,Your rate would come in around 4% due to your score and the Loan to Value. Also if you are interested there are a few things you can do to improve your score which ultimately will improve the interest rate you are offered by any of the lenders on Lender411. Thank you for your inquiry and certainly reach out if you have additional questions.

The rate on a 30 year fixed rate-term refinance with your credit score would be 3.875% today. I am licensed in NC and SC. Call me if I can help you.Thanks,Ken BaltesAmerican Security Mortgage

The quick answer is that you should definitely get a good rate but there are a lot of questions to answer to figure out the best scenario for you, and whether refinancing makes sense. Sometimes a slightly higher rate with minimal or no costs added to the loan is a better option than the best rate available. Would be happy to talk by phone (843-343-6383) or exchange emails (phil.d@southerntrust.com) to get some details. You can check me out by my web page: www.southerntrustmortgage.com/phild

Hey Kyle... You open yourself up to dissapointment when you ask "What's my rate" on any internet post... It's illegal to quote a rate without quoting the APR with it, and some lenders will quote rates as low as 2.95%, but without knowing the details along with it, you're let down when you call. Best advise I can give you is to contact a local mortgage broker, not a bank, and apply with them. They have access to many different lenders, and can find the right one for your particular scenario. They will also give you a written quote listing all your anticipated fees. Much more reliable and crediable than an internet post... good luck.. WilliamAcres.com

kyle- The rates you see published are usually priced by the best possible risk-based pricing assumptions.I do not originate loans in NC. That does not eliminate how I may help you.My website is a "little book" for anyone anywhere that wishes to have a better understanding of the loan process in order to make their decisions easier and with more confidence. It will require around a half hour of your time. If you do not have the time see "Risk-Based Pricing" in Chapter One. That will take about 5 minutes if you get involved in any links provided. Less if you just read my verbiage. You can always come back later. - Best wishes- Rudi

Based on the limited income you provided, today you would be looking at rates in the very high 3s or very low 4s for a thirty year fixed loan. More information is necessary to give you a rate and fee quote. My best advice is to contact a local Mortgage Banker/Broker, rather than one of the big banks. Unlike a bank employee, who is most likely just an order taker, a Mortgage Broker/Banker is Trained, Tested and Licensed in all aspects of Mortgage Origination. He/She will have access to loan products of many lenders, not just those of one bank, and can properly guide you. But more importantly, He/She is trained to take a look at the various different options available to you and guide you into the one that makes the best sense for your situation. Don't forget to check out your selected Mortgage Originator at the National Mortgage Licensing System at www.NMLSConsumerAccess.org ~ Bert Carpenter ~ The LoansA2z team of Nova Home Loans. www.LoansA2z.com ~ NMLS # 40586