Hi,I'm Dotty Owens and you certainly can get approved. Do you have a specific property in mind? I'm in East Haven CT and cover the state of Connecticut. I am a Licensed Mortgage Broker and a Licensed Realtor. I'd be more than happy to speak with you at length to qualify you and perhaps if you don't have an agent, we can discuss that option also. 203-469-5626 or 800-624-2427. I hope to hear from you. Dotty
That score and income are good but your downpayment, debt ratio and other factors also affect your options - particularly depending on the amount you want to borrow. Options always depend on the entire application, not just 1 or 2 items.
Hello! Based on the information you have given It sounds good. To be sure we would have to make sure you have money for down payment and closing costs as well as making sure your debt to income ratio with your new proposed mortgage payment is not above 55%.Give us a call anytime for a free approval that can be used to make an offer on any home. 800-991-5309 ask for Michelle
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