My dad died and we're worried that the bank may take the house

First off, I am so sorry for the loss of your dad. You have a lot on your plate, and you shouldn't need to worry about the home. Since you have been making payments, it is probably safe to assume the loan your dad has was NOT a reverse mortgage. Reverse mortgages do not require monthly payments. The mortgage statement can help identify the loan type. If it is a reverse mortgage, give me a call so I can give you important information on what will be expected of you BEFORE you reach out to the lender. Now if the loan is NOT a reverse mortgage, then there is little to worry about. Estate law puts certain restrictions on mortgage loan servicers when it comes to property passed by inheritance. As long as you KEEP MAKING THE PAYMENTS ON TIME, it is extremely unlikely the bank will do anything. You will want to get the title into your name but doing so without notifying the bank of your dad's death could start a process that will add more stress and aggravation to your life. I'm happy to speak with you to get additional information so I can help you understand what the lender will expect from you. There are multiple steps to take, and the path will be determined by information you did not provide in your question, I encourage you to give me a call. I've been through this personally and I know it can feel daunting (it did for me), but as I learned more about the steps to take it turned out that it was really very simple. I am happy to help provide you with what you need to get the title and the loan into your name. I promise you I will NOT try and sell you a loan. Odds are the loan you have is pretty good and you just need to get the loan into your name. Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ Certified Mortgage Advisor and Certified by The National Association of Mortgage Professionals as a Certified Veterans Lending Specialist.Licensed in AZ, CA, GA, IL, MO, OR & WA. FL & TX coming soon In fact, NEXA is licensed in all states except MA and NY so give us a call. ~ www.ApplyYes.com 480-889-9000 - OR - 480-695-9300.