My husband has a credit score of 608 has good income, just bumps on the creditcan you still get a loan???

Absolutely! We do FHA loans for credit scores down to a 560. Give me a call on Monday and I'll see what I can do.(512) 669-5252

FHA will work, if debt ratio is in line. Good luck.

While it is possible to do loans with credit scores down to 660, I have found that we can significantly increase credit scores with just one or two tweaks to credit use. Last week, I was able to increase a customer's score from 604 to 708 by making a couple changes to credit use. Feel free to call me at 2818411723

I'm sorry, I meant possible to do loans for customers with scores as low as 560. Sorry for the typo

While it is technically possible, and many places will claim you can get a loan with that score - more often than not, you will get denied. Work on improving the score to at least 620 - better yet, 640. This will open a much wider world of GOOD loan options. www.Minneapolis-Mortgage.net

It may be possible with some lenders, but it depends on the "bumps" and overall qualifications. It will be easier and he will get a better interest rate if he can improve the score to over 620-640 which is required by most lenders.

You can easily be qualified for an FHA loan, while most lenders require a FICO score of 620, but you have few that can do 600 others do it for 580. but if you want to get to the safe side and make sure you have the enough credit score to do a loan with any lender, and to get the best interest rate that may be available to you, I suggest you use a credit score calculators with what if cases, so you can stimulate your score fast and easy, those can be myfico.com or creditkarma.com.

You will be able to find lenders who will do FHA down to 600, but it will depend on the overall credit picture. You will need to do a loan application with a loan officer who does FHA down to 600 (because most do not), look over your credit and make sure there are no other credit issues. Best wishes, Sean

Possibly.. but it's really up to the lenders.. and although there are some out there that will lend to borrowers with a 608 score, you need to understand that it takes so much more than a credit score to get a mortgage.. the real question is WHY.. why is your score so low.. collections, judgments, unpaid student loans, foreclosure, BK, etc.. your credit score along with a hundred other things are considered to determine one's eligibility.. I've had borrowers with 750 credit scores get denied because of a profile deficiency, so unless we can see your complete profile, it's anyone's guess.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Brandi - Hello from Austin, Texas. I'd be happy to walk you thru his credit bureau report together, so that the 3 of us can see where the opportunity is. You'd be surprised just in looking at the "credit utilization" of what you owe divided by an account's balance, on how paying something down will improve his credit scores. Click on my profile to the left, then click on my email address, and let's chat. Thanks....Jeff