Need FHA loan had a short sale 4 years ago

You will want to talk with a local lender and go over your full credit profile, but based on the little information you have there I think you will be able to proceed with a lender to get you approved.

I would be happy to help you - e-mail me at pete.bass@everbank.com -Thanks in advance,

Yes! Please contact me at 612.501.5113. Jim Schaefer with Gold Star Mortgage. We specialize in these loans.

FHA requires 3 years from the date of the sale. Conventional requires 4 years.. you should be ok so long as you meet all other qualifying requirements.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

FHA requires 3 years from the date of the sale.

Yes you have waited long enough. If you meet all the other qualifications you should not have any problems.

Based upon the criteria presented alone you should be okay now. I would be happy to help. Please give me a call at 260-348-7519 or email me at Larry.Lechel@Stonegatemtg.com. You can also check out my LinkedIn profile by going to LinkedIn.com and searching my name. Larry Lechel

You have met the minimum waiting period requirements for FHA and Conventional. You should be good to go now.