Need to get a loan for a second home

I’ve been having sleepless nights trying to obtain a loan on a second home. I thought a HELOC would work as I planned to use the equity on my first home and get cash for a down payment for the 2nd property. My DTI is well past 43% so I can’t get approved. Should I look at a different type of loan? by fortune50 from Atlanta, Georgia. May 9th 2022 Reply