New home mortgage rates

Every Bank/Lender & Broker is fishing from the same pond when it comes to Interest Rates. I would agree with the last reponse from Cmilker...that you can expect an interest rate between 3.875% to 4.125% ( depends on the day ) but likely to fall into that range on and off. The best thing to do is compare lender fees to help decide who you should go with and turn around times. I like to think that we have the lowest fees and fast turn around times but you never know. I would be more than happy to assist you with any questions and or get you pre approved. Aaron Brown ( 888-760-8383 EXT 226 ).

It would be reasonable to expect an interest of no more the 4%. You will want to make sure the amount of debt you carry versus your income does not exceed 45%. I would make sure you qualify before you start shopping.

Based on the information you provided with 20% down on a $235K purchse price your principal and payment will $884.05 on a 30 year fixed at 3.875%. I do mortgages in Florida and see you are in CO., however rates should not be much different there. Please feel free to call me if you are ever interested in purchasing in Florida or have any questions. Kindest Regards,Linda BurekSunbelt Lending ServicesSr. Loan Officer727-518-7818

This is a great time to purchase. With your criteria a 30 year fixed rate loan with no pre-payment penalties your rate as of today would be about 3.75%!

Hi Carl,You are looking at a rate between 3.25% and 4.5% depending on your goals and length of financing. Thankfully, we have so many options available so that your financing is personalized to your unique needs. You may want the lowest possible payment, the lowest possible costs, or somewhere in between. You may also want to pay your loan down as quickly as possible. I'm happy to prepare some options for you after I know what is most important to you and your family. Contact me if I can help.Good luck!

Carl,Your best bet will be to contact Nic Netherton. Nic is with Cornetstone (the first answer you received) and he will surely be able to assist you with all your needs. Click on his name to get to his profile.

Hi Carl,There are alot of variables that are considered in the pricing available to you. Your best bet would be to speak with a local Colorado Mortgage Lender to go through all of the details and then he/she could provide you with an accurate rate quote.We are located just north of you and would be happy to prepare a quote for you after a brief conversation. I can be reached at 970-590-5021 or send me an email at nnetherton@houseloan.com