Help! I feel stuck. I plan to buy a new home this Fall but my credit scores are not going anywhere. I currently have a mortgage, student loan and a car loan. If I get a credit card will it affect my cha...
I am buying a 4plex with 3 residential units and a store front. Should I apply for a residential loan or commercial loan since one unit is commercial? This is my first time to invest and I want to get t...
I am in the process of getting pre-qualified for a loan as a first time investor. Do I need a mortgage broker to help me out? What are the advantages of having one? I need someone who can help me unders...
I am a first time home buyer and I want to know what questions I should ask a lender. I’m investing in Maryland and I was wondering if there are first time home buyer programs that I can apply for. Ar...
Hi, everyone! We own two fully paid properties in San Francisco. We are considering selling one of them to pay for a new primary home in Southern California. Is it possible for us to keep all properties...
I just came across 2 homes that caught my fancy. I plan to get an FHA loan soon coz houses are selling fast in our area. I’ve heard about down payment programs and would love to know how to qualify. ...
I was surprised to learn that there are 40 to 50 year mortgages being offered by some lenders. I thought a 30 year term was the longest one you could get. What’s the criteria for this and is it even w...
I worked out of the country from 2013 to 2017 then came back home to California and started working in construction from April 2018 to 2022. Last May, I went back to my old career and I have only a few ...
We are scheduled to close on a new build this month with an FHA loan. The problem is, a collection in our account that has been settled and closed is not appearing on our credit report. Will this affect...
I am looking to get pre approved in Cali or Florida. I am in the market for a single family home with a budget of $350k to $500k and have enough for a 20% down payment. It will be my first home and I in...
I work with the Navy and am also into house hacking in Florida where I am assigned. I plan to invest in Cleveland and I am wondering if there are any good lenders who can work with me on this project. I...
I have an investment property that I want to do a HELOC on but most banks won’t approve because I don’t reside in the property. What are my chances with credit unions? I heard that they are more len...
Are there lenders who provide 100% financing for BRRRR in Florida? I’m trying to get my first investment property in a few weeks. I have talked with hard money lenders who offer loans with 10% down. I...
I am new to the real estate investment business and I am applying for pre-qualification. Do I need a mortgage broker for this? What are the advantages and disadvantages of getting one? Bank financing is...
I am selling my home in Cali and carbon monoxide and smoke detectors are required for the sale. Are the plug in detectors approved or do I need to buy the fixed ones? I have a few offers on the table an...
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