Looking for government grants that could help us buy our first home

I want to buy my first house. The house I’m interested in is only $100k. My wife and I make about $55k a year right now. Are there any government programs or government grants that will help us buy ou...

Is mortgage insurance and taxes included in mortgage payments

Is mortgage insurance and taxes included in mortgage payments

How can I increase my chances of approval for a loan?

This is my first time buying a home and I’d like to know what increases the chances of getting approved for a conventional loan? I’ve read that Income, Assets, Credit, and Debt are the foundations t...

Can I switch lenders since current one isn't communicating with me?

I am purchasing my first home which is a manufactured home that sits on land property. I am dealing with a not-so-great lender who has not been communicating with me. Locked in at 5.5% for a 30-year loa...

Trying to get a home improvement loan but my employer won't help with th...

I bought a gorgeous little bungalow that needs a little rehab. I left a little money for the repairs but it looks like I’m gonna need more. Am I correct in assuming that I won’t be able to get a hom...

Looking for a lender who does a HELOC

Is it possible to find a lender who can provide 90% LTV via HELOC? I plan to buy a rental property here in Washington. It’s a 4 unit multi-family that needs a little rehab. The market is hot where I a...

Are hard money loans any good for rehab?

Bought property in Davenport, Iowa last April 2022 for $20,000. I am rehabbing the place and I need funds because I didn’t expect it to cost $50k all in all. What are my options? Are hard money lender...

Planning to get a second FHA loan but got denied

I hit a roadblock with my FHA loan. I bought a single family in 2020 with an FHA and I am ready to buy my first multi-unit. I was told by underwriting that they can’t give me another FHA since I have ...

Is it ok to have 2 lenders checking rates for me?

I am purchasing a rental home and my agent referred me to 2 lenders. I will be getting rates from various sources. Is it ok to have 2 different lenders checking rates for me? Assuming they both need a h...

Can I find out how much home I can afford based on my salary?

I am planning on buying a home in the downtown Dallas area. I have great credit scores and only a car payment monthly on my credit reports. How much of a loan can I get with my $120k a year salary? I ha...

First time buyer looking for lender who has experience with a VA loan

Hi, I am looking for a lender who has experience with VA buyers and who are also in the market for the first time. I plan to buy my first home in 3 months and I need someone who can help me out and figu...

lender has not provided finial closing cost by night before closing

What kind of loan is best for me?

I moved into my cabin permanently about a year ago. Over the last year I have put in a new well and septic system as well as a new furnace. I am now looking at adding an addition, a garage, and new sidi...

Issue with schedule of closing

Hi, so I'm moving from Phoenix to Milwaukee. I’ve accepted an offer for my new job in Wisconsin and I can prove this by showing my offer letter. I’ve been prequalified for the loan amount but there�...

Can I still switch banks due to issues with my broker?

I am currently on vacation in Canada and I purchased a house back home and the possession date is in a few weeks after I get back. This past week I signed a “mortgage commitment” with a lender throu...