Hi, I need advice on whether to rent or sell. We are looking for a new home just across the street from our current home for more space since the family is growing. We applied for a VA loan with a 10...
I was wondering if there are lenders who will do a cash out refinance on an investment property in Texas for $150k? The property is a multi family 5 unit home. Recent appraisal pegs the value of the p...
Do people actually make it to closing nowadays? I'm thinking that things have become too hard and impossible these days. With the high interest rates and high prices, I'm having second thoughts on app...
We are preparing to begin the pre-approval process and my husband and I are trying to find out who's name should the loan be in. I for one have excellent credit, long credit history but lots of debt. I...
I owe $98,000 on my home and my rate is 3.2%. The home's value is up to around $250,000. My credit is not high enough for a HELOC though. I want to leverage my equity and do a cash out refinance. Is ...
We closed on our mortgage in April, 2022. At the time my husband was paying child support that was disclosed and appeared on all his paystubs. Underwriting apparently missed this bit of information and...
Hi, I'm thinking about paying a mortgage instead of renting and I am now actively looking for a home. I do have financial problems but I'm tired of renting and not feeling secure about not having a ho...
We live in the heart of sunny Southern California, we find ourselves in a bit of a pickle. Despite having a comfortable nest egg nestled in the value of our home - currently appraised at a cool $1.9 m...
Greetings, I am in dire need of counsel! My spouse and I have been granted a home loan and are actively in pursuit of our dream home. We possess a remarkable credit score of 750+, among other attribute...
As a first-time home buyer, I have a unique situation and would appreciate some guidance regarding my eligibility to purchase a home. I have received conflicting messages, which have left me uncertain. ...
Greetings, My financial range is between $700,000 and $1 million but am concerned about interest rates and monthly payments. I have yet to receive the fee worksheet and/or loan estimate, so I cannot co...
Hi all, I am buying a manufactured home through home possible. The HUD label plate was covered up before the current seller bought it by new siding. We ordered an IBTS report but it came back that the ...
I'm looking for a non-conforming loan since I've been having difficulty getting a traditional loan since I am self employed. I can put down 20% with a credit score of 786. I have a W2 for a year and b...
I currenty have a VA loan and I still owe around $200k. I am having a hard time selling my home to buy a new one. Current rate is 2%. My eligibility allows me to buy a new home. I am selling at $400k ...
I plan to apply for an FHA construction loan since we've acquired land in a promising location. Are there ways to save money by doing some of the work on your own? If there are ways to save would it ...
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