Any recommendations for a good online mortgage company?

Hi, moving to South Carolina from North Dakota by mid January. Can anyone recommend a good online mortgage company? I don't have the best credit ad I want to get pre-approval before I go house hunting. ...

Will there be an issue with my conventional loan application?

I have a single family home under contract. It's in zone RM 16 in Tampa. The house has two electric meters one for the main home and one for the back of the home. Will this be a problem for my conventio...

What loan is best for me?

I'm looking to buy a home in 2024 and I know there are plenty of factors to consider. My credit score is in the low 700s DTI is 10% I can put down $20,000 I can pay at least $1,500 per month What type...

My wife wants to assume the loan for me

I am going through a divorce and my wife wants to assume the loan from me. My divorce lawyer doesn't know much about mortgages and says that the loan is not assumeable. Will she be able to assume the lo...

My name is Carlos Eliseo and I would like Lender 411 to update my profile

As of April 2022 I work with TD Bank. My profile on Lender411 reflects that I work for Fidelity Funding Mortgage Corp. my contact info is : cell 561-252-1552 email: carlos.eliseo@td.com or Caeliseo@bell...

Can I refinance my mortgage from my home country?

Hi, I am not a green card holder nor a US citizen. I am moving back to my home country and plan to retire there. I have 2 houses in Texas and I want to know if I can refinance my loan from my home count...

How can we get approval?

We need to refinance out of a credit line type hard money loan that doesn't have any seasoning. We have been rejected numerous times due to high DTI because of unforeseen expenses that we put on our cre...

Will lender consider my plan as DTI?

I purchased a single family home in 2021 and is my primary home. I plan to have it rented and buy another primary home. If ever I close a deal with a tenant will my underwriter consider the rental incom...

Va loan is in my name, wife was on title..Can she be added to the loan?

Live work loan

We paid cash for an old 2 story factory with basement last January. We have been renovating the top floor to be our home and will eventually make the main floor a wellness studio. The basement will not ...

2 years not employed and applying for a loan

I am a home maker and I've been without employment for about two years now. I plan to use a DSCR loan to invest in a multi family unit. I have 640 credit score. What type of loan should I apply for? How...

What loan option is the best?

Plan to buy a home soon. Self employed with 810 FICO score, debts I pay is $300 per month with income of $120k a year. How much home can I afford? Do I apply for a bank statement loan or traditional one...

Lender hesitant to provide a break down of payments

Hi, first time homebuyer here. I recently had my offer accepted and I asked my lender to show me a break down of payments. He got bothered by my request and told me buyers don't usually ask for that stu...

Still in underwriting, what should I do?

I applied for a loan with a local lender and in the process of underwriting. The entire ordeal has been a nightmare. I'm at a 6.6 rate but the market went down and they are refusing to go with the marke...

How long does it take to close a loan?

Hi, this is my first time applying for a mortgage and I want to know how long it takes to close on the loan. The house we are buying has plenty of offers and closing on the loan soonest would give us an...