I plan to buy my first home by next year when I turn 30. I have no debts, a 750 credit score and can put down 20% around $20k in savings. I am making $15k a year with my current job. What loan is best f...
I used to own a house and sold it 5 years ago. I was wondering if I can still get a loan at 5% or is it just a first time thing? Are there programs for down payment assistance I can avail?
How do you show proof that their adult child who lives at home didn't earn income the previous year? My USDA loan has a household income limit and I'm having problem with my lender since they are asking...
We've seen interest rates climb to 7.29% from a low of 2.8% the previous year. What advise can you give to those who have ARM loans at the moment? Do I keep or refinance?
I'm new to all this and I was wondering if this is the worst time to buy a house? I've heard that prices are sky high and when a crash happens the prices will go down. Will interest rates be as high a f...
Can you get rid of PMI without a refinance? My value has risen to $275k but I only owe around $120k. I bought my home in 2019. Do I need to get an appraisal in this case?
We were going to sign a contract since we assumed that interest rates would go down a bit within the next 6 to 8 months. But after the fed's recent announcement the results were not what we expected. Is...
Can a married couple get a loan by filing joint? One has income without credit but the other has the credit history but no income? One spouse has 550 while the other 680. What impact will this have when...
How much second home can I afford given the following scenario: I bought my first home two years ago paying $2700 a month on the loan. I have no other debts. My credit score is 780. Gross income is $180...
This is the first time to own a home and my family is struggling a bit. We live from check to check ever since the pandemic started and we need advice on how to keep paying the mortgage so we won’t lo...
How does student loans affect getting approval on a loan? I am going to school this 2023 and I need to get a student loan to keep me afloat. I want to buy my first home and plan to resell once I graduate.
I’ve been living overseas for years now and I plan to move back to the states and buy a condo. I have enough down payment and my budget is around $200k. Will a letter of intent from a US company be en...
I live in Chicago with two businesses that are doing great. I file my taxes and have enough documents to prove that I can pay for a loan but I can’t seem to get approval from lenders in GA. We are rel...
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