Mortgage Loan Approval

We have a weird situation in terms of a short sale last year. We purchased a 2nd property in FL in 2006. In 2008, we found out the home had Chinese Drywall - it couldn't be lived in or rented - until ...

What is the income guideline?

What are the things to consider when refinancing a USDA to a convention...

What collections MUST be paid for a FHA loan?

My lender advised me that any collection debt over $2000.00 must be settled, but it's about to come off of my credit report, and I am in the process of disputing it. Is my lender giving me correct info...

How and where can you get informed about purchasing a foreclosure home?

I want to purchase a home with a 570 credit score. Is it possible?

We live in the Dallas area. We want to purchase a home that is approx $65,000 we can put $15,000 thousand down or so. We are currently paying 1200 a month for a house payment so we would drastically r...

Single woman bought house in AZ. Now married, but still sole owner. Now ...

Have a 1st and 2nd Mortgage

I would like to have one mortgage, on my 2nd I pay 9.64% and would like to reduce that. My balance on my 1st loan is 140,000 and my 2nd is 39,000. I have been looking and it looks like homes that are li...

Please help - Need Mortgage Advice

Hi, just to start off. I'm disabled and on a fix income. I pinched and cut things short so I could get my house paid off. But over time the price of everything has gone up. But we ( my wife and I ) did ...

I am doing a loan modification. If the bank lowers my principal loan wha...

I am doing a loan modification. If the bank lowers my principal loan what will happen in the future if i want to sell my house?

ARE THERE PREPAYMENT PENALTIES ON A REVERSE MORTGAGE?

Home equity loan

I am 3 years out of foreclosure, looking to get $100K Home Equity Loan to pay off debt., $620K FHA loan

Are interest rates for USDA loans lower than conforming loans?

I was advised that government guaranteed loans like FHA and USDA have lower rates. Is this true?

What private information is necessary we give to a lender in order to re...

We are trying to refinance, and the lender is requesting copies of bank statements. Can I provide just the summary page? They are stating that they need the entire statement, which seems a bit invasive...

What is the best method to explain a negative balance to mortgage lender?