What is the best loan product for me?

I live in California and I need a mortgage to buy a small lot that’s for sale in our neighborhood. I dream of building a house on the lot in the next few years and I can put down at least 50% down pay...

How can I fix this with my FHA loan?

I applied for an FHA loan that’s due to close tomorrow. I got approved eligible findings the whole process up until this week when the CD went out. Comparing DU findings I can’t find anything thatâ€...

Questions on an FHA loan

Does an FHA loan allow funds for closing and down payment coming from refinancing a vehicle and putting equity in the home purchase. Do I have to document everything to get this done?

Should I go with a local lender?

First time homebuyer and I want to ask if Rocket Mortgage is any good? Are there programs available that can assist with a down payment? Friends say that a local lender is better and can close faster. I...

How much loan can I get with a 50k down?

I have no idea about buying a house. What do I need to do to get a loan? I am self employed and part owner of a building company. My credit scores are good and have set aside $50k for a down payment. Ho...

Are no income verification loans any good?

Are no income verification loans still a thing? When all other factors are positive, how much more would the rate be? I live in New York and I plan on buying my first studio apartment.

How much house can I afford in Jersey?

I’m a single woman in my 20s and my annual net income is $72k. I was wondering how much house can I afford in New Jersey. I’m also a vet that’s exempted from taxes. Do you guys have any clue on ho...

Should I offer my property with a lease option?

I own a house outright and I have plans on selling it. The thing is, the market in the place where I live is slow right now. Since I don’t have a loan, would it make sense for me to offer the property...

Any tax implications on a gift?

I'm closing a loan at 5% down. A friend wants me to gift me with a large amount towards the principal of the loan after the mortgage is secured. Are there any tax implications? Is there a better way to ...

Is Rocket Mortgage any good?

First time homebuyer and I want to ask if Rocket Mortgage is any good? Are there programs available that can assist with a down payment? Friends say that a local lender is better and can close faster. I...

How much can I get with a $50k down?

I have no idea about buying a house. What do I need to do to get a loan? I am self employed and part owner of a building company. My credit scores are good and have set aside $50k for a down payment. Ho...

800 credit score. Will have 40k to put down. I have been working for 1 y...

Hello,I am attempting to get a FHA loan and I work for a distant Aunt, d...

What loan is good for home repairs?

I live in Michigan and I found a house but it needs repairs. Plumbing needs repairs and they left a hole when they pulled out a wooden stove. The rest is mostly cosmetic like an unfinished basement. I d...

How long before I can apply for a loan after bankruptcy

I just filed for a Chapter 7 and I want to ask how long before I can apply for a loan? I’m on my way to rebuilding my credit and saving up for a down payment to make things easier when negotiating wit...