Can we get a 2nd loan modification?

About a year ago my wife and I got approved for a loan modification. Our incomes recently decreased and we’re struggling with paying the mortgage. Is it possible for us to apply for a 2nd loan modifi...

My client can't get financing

Can someone help me? I sell investment properties and one of my clients who own multiple houses can’t get financing, even with 20% down. The properties are SFR townhomes in Charlotte, North Carolina a...

Should I close accounts or keep them?

Someone once told me that having many open credit card accounts isn’t good, even if the credit cards’ balances are zero. Are they right? I know having more credit cards with a great history and zero...

I offered more for this bank property than the buyer who got it.

Can I get a loan even if I work overseas?

Hi guys, I was wondering if I can get a loan with my income abroad. As you guys can see, I don’t work in the U.S.A.. If I could still get a loan even though I work abroad, what are the steps I have to...

How much house can I afford with a VA loan?

I’m a single man in my late 20’s and I make $72,000 a year. I was wondering how much house I can afford. I’m also a veteran that gets a property tax exemption. Do you guys have any clue how much h...

Hoping to avoid PMI as much as possible

Hello, I have a question about something. Do RMDs count when qualifying for a mortgage? My wife’s social security check will be $1150 monthly. I make $32,650 yearly, but that money comes from a new jo...

which banks give mortgage on warehouse properties?

"Hello,Hope you are doing great!I am far more interested in writing a sp...

Shouldn't the applicant be involved and/or aware of ALL activity at LEAS...

Why am I having a hard time getting approved for a loan?

I want to know why it's so hard for me to get approved for a loan. I make around $60k a year and I have decent credit scores in the mid 700s. I do have a car payment and not so much savings. Could this ...

Lender is telling us to increase our credit scores to qualify

We are buying a nice studio apartment down town but encountered a hitch with our loan. Lender says that we need to increase our credit scores to qualify for a $250k loan. Our score is at 630 currently a...

Is a cash out refinance a good idea right now?

Hello, I need help as I plan to do a home remodel. Is a cash-out refinance a good idea given the market situation right now? I also need to pay off some high-interest debts and pay off my HELOC as well....

My family doesn't want their info released and it may cause me my loan

I got an FHA loan and had an offer accepted by a seller. I need $25k for closing and got a 5k gift from my grandma and 12k from my mom. The problem is my lender is asking for their bank statements and m...

Two homes refinanced with lender demanding final payoff amount

I have two homes and I’ve refinanced one time so far. I’m in the process of going through a second refinance on my main house. I decided to refinance because of a lower interest rate and the removal...