I have 2 mortgages and one of my homes got foreclosed
My house in Georgia was foreclosed a year ago. I had 2 mortgages with the same bank. After my house was foreclosed, the bank didn’t give me anything for the entire year. Now the 2nd mortgage started s...
What are the pros and cons of getting an FHA loan?
Hi everyone, I have a question concerning obtaining an FHA loan. I currently have a conventional loan but I was able to lock in a lower rate with an FHA loan. What are the benefits and disadvantages of ...
I applied for a USDA loan through a new home builder but they aren't upd...
I applied for a USDA direct loan last month and still have not received any updates on the loan. I applied for the loan through a new home builder, and now that they think the property is sold, the cust...
Can I take my mortgage elsewhere to get a better rate?
I am not closing until July 27, which is way longer than I expected. My lock expired on July 10 but current rates are lower than what I locked at. My loan officer told me I will get worst case pricing o...
Can I refinance my closing costs?
Hello, so around 2 years ago, me and my wife got a 30 year fixed mortgage at 6%. Now that rates are very low I would like to refinance for either 15 or 20 years. I would like to refinance the closing co...
Planning to buy property in another state
I’m currently looking for real estate in a different state that I would like to relocate in. But I know little to nothing about the whole real estate process. What are my options for prequalifying for...
Need help regarding mortgages for condos
I have a question concerning mortgages on condominiums. My property is listed as a “condo” and I own half of the property while the other half belongs to my neighbor. We have a condominium associati...
My parents are paying a very expensive mortgage, is there a way to cut c...
My parents’ mortgage is pretty expensive, so I was wondering if there’s a way to cut the cost? Are there any great companies that could help us with this issue? I don’t like seeing them pay such a...
Apollo Beach, FL - Jul 6th 2022
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Do sellers prefer cash over financing?
I was wondering how valuable an all cash offer to a seller is. Will it be of any additional value to a seller, over an offer that requires financing? Do others think a cash offer will justify a lower of...
Is my loan officer correct regarding mortgage insurance payment duration?
Me and my husband are purchasing a home with an FHA loan and we’re putting 20% down. My loan officer told us that we still need to pay mortgage insurance for at least 5 years. Is my loan officer right?
Will a rental house affect our new loan application?
Hello, so my family and I are already halfway through our 30 year loan on our house. We’re currently house-hunting but we still haven’t found the right house for us yet. We plan to put our current h...
Closing date is in a few days but an issue with the title arose, how lon...
It’s my first time buying a house and I’m supposed to close it on Thursday. My lawyer called me last Wednesday, and she told me that there is an issue with the title. It’s probably because there a...
I'm an immigrant planning to sell my current home and move, what are my ...
I’m an immigrant to the USA and I don’t know much about the mortgage system here so I decided to ask for some input here. I have a 30 year FHA loan with BoFa. If I sell my home and move somewhere el...
Waiting for a statement from my lender after paying mortgage interest
Hi, I think I already know the answer to my question but I still want to hear the opinion of others. Me and my husband are filing our taxes and they’re a little more complex than normal. We filed our ...
Looking for a loan product that can close quickly
I am choosing between 2 homes that has caught my fancy. I plan to apply for an FHA loan to fund the purchase. Houses are selling fast in our area in NC and I want a loan product that can close quickly. ...
Bloomfield, IN - Jun 30th 2022
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