How much can I get with a salary of $65k a year?
I’m interested in buying a home in Cali. I have great credit with a car payment every month but not much down payment saved, I can do 5% for a $250k home. How much can I get with a salary of $65k a ye...
Applying for a loan with a Chapter 13
Looking for a lender that can work with me given my current situation. I have a 620 credit score, less than a thousand in monthly debt but I am currently in a Chapter 13 bankruptcy and have been making ...
Where can I get accurate credit scores?
Anyone know where to get your accurate credit score without affecting your credit? Checked on experian and creditwise but they are showing different scores. Should I try FICO? Buying a house soon and I ...
Applying for an FHA loan but wife has poor credit
My wife and I have a joint bank account. We’re currently applying for an FHA mortgage, but I’m the only one who will be on the mortgage app because my wife’s credit is poor, and I’ll be working...
Planning to buy a house but I can't afford a down payment
I have plans on purchasing a house but the issue is, I don’t have money for the down payment. I’m fully aware that getting a loan is still possible, but the monthly payment will be higher. Is it a w...
Converting variable rate HELOC to a 30 year fixed rate mortgage, is it a...
Hi, so I just got a new job like 2 weeks ago. Before that I was laid off for 5 months. And before I got laid off I was employed for 2 years and 2 months by 2 different employers. I want to convert my tw...
Any suggestions on what to do with my rental when my tenant leaves? Plan...
I currently have a duplex in North New Jersey. The tenant is about to move out within the year and I’ve considered selling the property and buying a house in a more affluent town in Northern New Jerse...
Is it worth paying PMI upfront?
It’s my first time buying and I was wondering if it’s worth paying PMI upfront or just monthly payments? My lender gave me a choice to pay $4500 at closing or do monthly payments which is $85. The p...
Do I pay the higher rate on the 2nd home?
Hi, I have a quick question since I couldn’t find proper answers on google. I own a principal residence that I’d like to keep and put up for rent. I have a great rate (sub 3) and I have a mortgage a...
Not enough down payment for a new home until current house is sold
Hi, my family plans on moving from Phoenix to Orange County. They’re in their mid-thirties and they have a high paying job. They have a house with $360-410k equity. My family has several pets which me...
Will paying for roof repairs for my other home affect my loan application?
I plan on getting a second house in Texas. I got a clear closing date this month. I have to pay a $6k down payment for roof replacement for my other home. Am I able to make that $6k payment from my bank...
Is it more difficult to get a mortgage for land?
People say that it’s usually harder to get a mortgage for the land. But I was wondering if there are some land-friendly mortgage lenders that I should search for. My credit is good, I don’t have any...
Planning to file a case against my bank due to issues with the discharge...
Can I file a lawsuit against a bank and its vice president for failure and carelessness in filing a discharge of loan documents on a property? Shouldn’t this be considered slander of title? This can r...
I keep on failing during underwriting due to hourly wage job
I got a job on an hourly wage in the last 3 months. Is there a lender that I can refinance with? I have tried applying for one many times already, including my current lender, but they all failed at und...
Planning to buy but hubby has a low credit score
Me and my husband are currently looking for a new home this upcoming autumn/winter. I wanted to get feedback on our chances in getting a home and any suggestions in general would help us a lot. We plan ...
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