Help,Mortgage Fraud, Illegal Foreclose practices, defending against fore...

Do we qualify for a 2nd USDA loan?

We are planning to get a USDA loan for the 2nd time. Our location has an income limit for a guaranteed loan of $167k. My yearly income is $190k plus bonuses that pushes it to $220k annually. Is this eno...

Mortgage application with small business loan currently

I have a small business loan under my business name. The loan is not in my credit but it shows a hard inquiry from a lender offering a loan. Does this debt count in my DTI when buying a primary home?

Applied for pre approval, concerned about hard inquiry pulls

This is my first time applying for a mortgage and I have applied for pre-approval. Question is, do lenders continuously do hard inquiry pulls from your credit report?

Is it hard to get approved for down payment assistance?

I got pre approved for a home loan but I asked how I can afford the down payment. I said that I plan to apply for first time home buyers assistance. I currently have $14k in savings and I work as a nurs...

Any loans without closing costs?

I was looking to buy a home with a conventional mortgage but was short $5k for closing costs. I have more than that amount in investments to cover but I am not able to liquidate until a certain period w...

Net income needed to get approved for a loan

Let’s say you want to apply for a loan worth $200k and buy a rental property that costs $355k. Down payment will be $150k. Primary home is fully paid without any debts. How much net income do I need t...

we have a loan agreement that gives the lender a share of any increase i...

After my house settlement my realtor ask me for 500 dollars . My realtor...

Can I transfer PMI from an existing mortgage?

I have a question about refinancing. Why do you need to pay title insurance again when you refinance if you paid for it already when you bought the house previously? Can you transfer the insurance from ...

What work experience do I need to qualify for a loan?

I have worked in the same industry for 2 years. 1 year as a 1099 employee and 1 year as a W2 employee, is this enough to qualify for a loan?

I need more info on how HELOC loans work

I want to know how HELOC loans work? Do you need an appraisal to get the current value of your home? We bought our home for close to $400k. Mortgage is currently at $337k and appraisal is $370k. How muc...

Can I be charged an appraisal fee twice?

I am switching from a VA loan to an FHA with the same lender. I already paid the 575 bucks for the va appraisal and they are asking for an appraisal fee of $ 500 again even though I won't be receiving ...

Do I need to save more before investing?

I am single in my 20s and wanting to buy a home preferably a fixer upper that I can make a profit on once done with renovations. I saved around $30k to put down but my income is not so good. I tried app...

Does having a partner in real estate investing complicate matters?

I am new to real estate investing and I just refinanced my home to get a rental or flip a home. I have my eye on a triplex and I am wondering how to structure a deal since a buddy of mine will be my par...