Can't decide on refinancing or not, what do you guys think?

We are going back and forth on doing a cash out refi to get a down payment for a multi unit property. Our current rate is 3.375% and we are looking at 4.125% if we do a refi for a 30 year loan. Any thou...

I need help in choosing the best loan option for a duplex

Newbie here about to make my first offer on a duplex. I have 3 options on the table: 1. A conventional loan with a quote at 4.375% for a fixed 30 year loan 2. Variable rate that is fixed at 2.25% and ha...

Could rates go any lower in the coming months?

Has anyone noticed the rates today for investment properties? I talked with my broker and he said that it’s at 4.875 with no points. Is there a chance it will go down in a few months?

How do I get a home improvement loan for my fixer upper?

I bought a home in Jersey for cash. It’s a good deal but it’s quite the fixer upper since no one lived in it for a long time. Mold remediation could be an issue. What are my options for a home impro...

I'm graduating soon and I plan to buy a property. Should I start talking...

I am a graduating student from Berkeley, CA and I am excited to buy my first property a year from now. Is this the right time to talk to a lender? I won’t be financially ready for another year but I w...

Need advice as I invest in a rental business

Hi, I live in Orlando, FL and I plan to invest in a turn key rental business. I bought my primary home through the VA. The property is a single unit home on a 5 acre lot which has cabins for rent. What ...

Can I do a refi in my situation?

I have closed a deal recently with a hard money lender. Now I plan to refinance for 30 years with a cash back option. Can I do a cash back on a recent one? Price of property $225k appraised at $290k cur...

lender requesting more money after closing for an error of a commission ...

If cosigner pays part of down payment is it considered a gift? And does ...

First time in real estate investing and wondering what the best loan is ...

I am entering the REI arena and am quite confused on what loan to use. Is a conventional loan the best type for a fix and flip? Do I need to check with my lender if I am able to rent out my property wit...

Denied loans due to late payments, do I need to remove them?

I live in Orlando and I am applying for a refinance of my home to turn it into a rental property. I am also looking for funds for short term rentals. I have been working with my current employer for the...

Help with financing multiple properties

I plan to buy at least 4 investment properties in my first year at REI, is this possible? My initial duplex will be through an FHA loan. How do I get financing for the other 3 properties?

How do lenders calculate DTI?

Do all lenders calculate DTI the same way? How do they compute it? Most of my income from my W2 is categorized as a bonus but paid out throughout the year. Will this affect my loan application?

Why and I being Punished????

My Ex-Husband and I purchased a home, he would not allow me on the loan...period. He used his VA Disability and GI Bill privilege to purchase. I am on the Title only. We divorced in 2019. The settle...

Newbie trying to build a multi property portfolio

Hi, I am currently refinancing a newly rehabbed single family home. I’m using the money to convert it into a duplex in a few weeks. I also plan to house hack another multi family after the purchase. I...