Are there options other than 20% down?

Hi, I am looking for a loan to help buy a home in Lawton, Oklahoma. We live in Denver right now and we want to move. The problem is we don’t have enough for a 20% down payment and our credit scores ar...

Applying for a loan after being a homemaker for years

Is it possible to do a conventional refinance if I only have work credentials for a year? I’ve been working in the IT industry for 5 years and stopped in year 4 and became a homemaker and I am now bac...

How soon after a borrower dies is an appraisal required?

Lowest loan amount in 2022?

What’s the lowest amount you can borrow for a loan in 2022? I’ve read some articles that say $60k while others say it’s $80k. How can I know for sure? I live in Detroit, Michigan and I plan to buy...

How can I avoid paying for PMI?

My wife and I are looking to buy in Long Island NY. We had a meeting with a lender and they gave us options. I don’t want to do 20% down payment and pay for PMI, is there a way to avoid paying for PMI?

Question on FHA loan

I have an FHA loan and I want to know if the underwriter will use the monthly payment amount that’s through an IBR plan if it’s under this COVID forbearance since it’s not a requested forbearance?

Bank statements loans

How much do I qualify for?

Hi, I look forward to moving to Florida from NY. I spent 2 years with my current employer but will look for a new job when I move. What will determine how much I will qualify for? Will lenders base it o...

I am applying for an FHA loan but I have problems with my address

I am currently doing an FHA refinance on my home. The problem is my license has a different address on it because I moved for a while but came back. I tried to get my address changed but they asked for ...

Having problems with our lender

Why do I feel like our lender is not giving us the best shot to buy a home? We found a home, put in an offer, the owner accepted the next day and we sent our lender everything. We are applying for an FH...

Can you do a cash out refinance with a 580 score?

What is the best loan option for me?

I live in sunny California and this is my first time buying a home. Is it essential to get a pre approval before I go on looking for a home? How much down payment should I save up for? What are the diff...

Loan amount limits for FHA loan?

My family and I have fallen in love with a simple home in our neighborhood that is up for sale. Is an FHA loan just for low income buyers? I would love to qualify and would like to know the loan amount ...

Applying for an FHA loan

I want to apply for an FHA loan given the following scenario: 2019 - I have normal W2 and schedule C self employed income 2020 - partial W2 income no schedule C income, collecting unemployment 2021 - ...

Can I get approved for a 2nd loan?

I bought a home in August of 2020 with an FHA loan under my name but the title is both me and my daughter. She’s the one living and paying for the property currently. I plan to get a conventional loan...