Buying a Vacation Home while still planning to rent in the city: Is this...

My husband and I rent in Boston, and plan to do so for at least 5-10 more years. We have enough money to buy a small lake house in a rural area about 45 miles away. We would use it on weekends and in ...

Loan Modification after 2006 cash out refinance in 2006

We refinanced our primary residence in 2006 and took out a chunk of equity (as cash out) to pay credit card bills. The next year the recession hit and, as realtors, we suddenly could not afford the mort...

Help! Home financing

Looking to buy a 500k house. Put 150-200k down. Currently have 450-500k in the bank from an inheritance but only making 30k. After 2 years school will be completed and income will increase to 100k+, gua...

HARP 2 Refi almost $8500 to close

I am just wondering if the closing cost fees seem to be legit or not.My current rate is 6.5%, 30 year fixedLoan Amount: $170,700Home Value: $110,575=LTV of 145%Credit Score: 756Quicken Loans is offering...

anyone out there doing candian loans???

the interest rate has dropped since the lock-in. The prevailing rates wi...

the interest rate has dropped since the lock-in. The prevailing rates will apply?

Home Equity Loan - 50% LTV

I am looking to take out a home equity loan to pay my kid's college. I have a 670 credit score and my home is appraised at 190,000 with a 50% LTV... is doing a home equity better than a refinance?

How do you get a home loan as an entrepreneur?

Do all entrepreneurs fall under the "self-employed" category and if so, are they required to present two years of tax returns before applying for a loan?

Where to refinance with LTV of 90% and good/excellent credit

I'm looking to take advantage of the current low rates by refinancing my mortgage. My LTV is 90%, I am current on all of my payments, and I have good to excellent credit (720-740). Any suggestions where...

We live in SC, we have a conventional Loan and wanting to purchase a new...

High DTI as a Full-Time Contractor

Is there any way this is do-able? I have been a full-time contractor for 2 years (but my company sends 1099s, so I guess this counts as freelancing?) with a high debt-to-income ratio. If I could count m...

Inherited a home and would like to finance renovations. We are young and...

My husband and I are being given his grandparents' home. They are going to live in assisted living and we will be taking possession of their home. We want to take out a home equity loan of $100,000. The...

460K Loan on 575K Purchase

Looking for a 460K loan on a purchase price of 575K. (20% down) Mid Fico is 672Annual income of 165K+ with very little in monthly debt. 325/month in car pmt.Is this possible?Thanks!

Loan qualification after Chapter 7 discharge BUT house included in BR st...

I received a Chapter 7 Discharge 2 years ago this August 2012. I was prepared to buy again and have established good credit and have stable and high income. I have just learned that the house that was...

Can my parents purchase a home on their street and I live in it and make...

My credit sucks and there is an REO Property on their street and they are looking at to purchase but I don't have the 20% down nor do they for an investment property, is there a way that they can buy it...