How do lenders pick which credit score to go with when 2 people are appl...
My husband and I will be looking to purchase a home at the end of this year or early next year. We are working to boost our credit scores so that we can (hopefully) qualify for a mortgage. We are both...
Why are such high credit scores required??
Why is it that lenders will not go below 640, when FHA it's self goes down to 500 for a 203k mortgage. Leaves people like me in the dust, while working our tails off to get some where.if it wasn't for ...
Upgrading my home, whats the best investment route?
Let's say for example, you're living in a house worth about 180k with zero owing on the mortgage. You have zero debt. You want to take on a new mortgage and move to a house that's about 400k. We can get...
Can I round my loan request up to be safe on closing costs?
I need to borrow approximately $15,000 to $17,000 for closing, etc. Am I able to round up the loan request to say $20,000 to be safe and put back any extra right away or will TSP think if I only end up ...
Need advice on selling ot staying put.
I am a homewoner who would love to sell my home but since I have only lived here for 5 years I do not have any equity. I would like to get more bang for my buck and take advantage of the low interest ra...
Can we qualify for an FHA loan with 593 and 680 credit scores?
We live in Minnesota. My credit score is 593. I have student loans in good standing and 2 recently opened credit cards in good standing. All of the negative stuff is from 6 years ago.My husband's credit...
Home equity loan on a house with no mortage?
I have inherited a home with no mortgage and need a home equity loan but have filed bankruptcy with the past 2 years can this be done
Reverse Mortgage Question
What if the person who has a reverse mortgage can now longer stay in the home due to medical issues? If unable to sell the home quickly what if any waiting period does the bank give before taking the home?
borrowing against manufactured home
I own 17 acres of oceanview property in California with a 2800 sq. ft. manufactured home on a full daylight basement. It is paid for.I do not have the 433a form because the home has to be "completed". I...
Could we qualify for a Home Path Mortgage?
My husband and I are looking to purchase a home in California. We have $6,500 available for a down payment and have qualified for a 30-year fixed-rate FHA loan. However, we've just learned about the Hom...
FHA guarantee the home mortgage loan, upon death of the borrower?
Does FHA guarantee the loan in the event of a death? Who benefits from the paid loan? Only minor children are next of kin, has a significant other, but never married (15 years)
First and second mortgage question
My husband and I have a 1st and 2nd Mortgage on our home. The 1st mortgage was in his name alone and the 2nd Mortgage was in my name alone. We filed chapter 7 and didnot affirm the house. We are still l...
HDFC Home loan dual rate: part payment amount limit
have my own questions for HDFC Home Loan under Dual Rate which i took in Oct 2010Now my interest rate is 12%More details :I had taken a loan on Land from HDFC under Dual Rate ( fixed for first 2 years a...
i owe zero on my home, but i have poor credit, how can i get a home equi...
i owe no mortgage at all on my home, however i have bad credit. can i get a home equity loan with bad credit?
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