Can my partner be denied after locking rate due to the fact they want to...
My partner is buying a house and has been approved, has locked in rate and has given his full down payment with closing costs and they even said he would be getting a refund, now the underwriter is aski...
25% down from grant need pmi?
I am looking at buying a home in a new development area. They are giving a 25% down payment if you qualify (which I do). When I talked to my lender he told me even with a conventional loan I would still...
First Time Home Buyers in 48146...
My husband and I are looking buy a home..We are currently renting and our landlord would like us to purchase this place but we would like to see what our options can a lender please contact me by email ...
HARP 2.0 without overlays?
I'm looking for for a HARP 2.0 lender in Michigan that DOES NOT HAVE overlays, in other words, they are complying with all aspects of the HARP program. I have hit road block after road block. Any assist...
having to relocate to keep my job but what about my mortgage??
So my work location is shutting down, in order to keep my job I have to relocate 180miles away.Last summer I signed my first ever mortgage and I had no idea something like this would happen.I want to kn...
HARP 2.0: Requirements to remove name from mortgage?
My Freddie Mac mortgage is owned by Citi. I've checked and it is eligible for HARP 2.0 even though it's underwater. I'd like to remove my name from the mortgage and leave it only in my wife's name usi...
Underwater refi
Bought my home in 2005, 30 yr fixed at 6.15%.Never been late on payment ,My score is about 665,my partners score about 730,I am underwater on my mortgage by about 130 LTV,My bank will not help me .I wou...
Why won't the bank approve our USDA loan?
Curious as to why we are such a high risk, and if you know of any more lenient type lendors for our situation. My scores are 609 (bad, I know), 660, and 633. Husband's scores are 711, 728, 728. Our annu...
How can I get a mortgage with a 580 credit score but a very big downpaym...
I am looking to purchase a home in the 240,000 to 310,000 range and was wondering if I can qualify for a mortgage. Once my home is sold I will have between 245,000 to 235,000 cash in the bank avaliable ...
Mortgage question on purchasing a second home?
We purchased our first home 2 years ago, we have now out grown and need to purchase a bigger place but would like to hang on to our current home as a rental. what we are thinking about doing is having m...
Thinking of buying a second home out of state and have some questions
I am Soooo over California. I'd like to buy a home in another state, and use it as a second home. Eventually (hopefully sooner rather than later), I'd like to move back there, but I am imprisoned by my ...
I am wondering how I go about getting a mortgage if I have a bad Credit ...
I am looking to purchase a home in the 240,000 to 310,000 range and was wondering if I can qualify for a mortgage. Once my home is sold I will have between 245,000 to 235,000 cash in the bank avaliable ...
Can I refi at 85% LTV on a jumbo in California.
My friend works for Wells Fargo and I tried to refi with them under HARP2, but it turned out my current loan was made and delivered to Fannie Mae 1 MONTH late to meet that requirement. So, they can't do...
Are there any lenders that will help me with my home equity loan??
I filed bankruptcy 1 year and 2 months ago. Credit score is 658, debt to income is 27%, I own my home outright, no mortgage. I can't seem to find a lender willing to help me get a home equity loan. Can ...
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