Need advice - Our house is underwater and we need to refinance
Hello all,My name is David and this is my first post here. I have been trying to research ways to refinance underwater mortgages and my head is spinning. Years ago my wife and I purchased our home for $...
203k - can I supplement with my own cash?
We are looking at a 203k streamline loan and I have some questions around what we are "allowed" to do with our own cash during the process. For example, I know that the streamline loan won't pay for an...
Cashout Refinance
initiall took 1 loan for 30 years fixed and later after 12 months , took out 2 loans , one at lower interest and 2nd at higher interest part of refinance process to avoid PMI. now after 1 year again...
i am trying to refinance my home and i have poor credit
i do not need the amount listed in the survey, my home value should be over 50,000. and i and wanting to hopefully get some cash to help pay off the bad debt that i do have and refinance the 2 loans i h...
HARP after Loan Modification is that possible
I have my mortgage with Freddie Mac and Wells Fargo is the lender after some hardship problems more than two years ago they made a Loan Modification only including the payments that were late (3) to the...
Does HARP refinance of an Underwater House add PMI payments on top
We have a mortgage balance of $306k on a house valued at $260k. If we can refi through HARP, will they require mortgage insurance on the new loan, since there is zero equity? I'm trying to estimate what...
reverse mortgage lenders
Reverse mortgage lenders for florida
minimum credit score after bankruptcy for a home equity loan
My bankruptcy was discharged 2 years ago..my credit score has risen from 580 to 632. I currently own my own home with no mortgage. I make $1,900 a month, am self employed, and my debt to income ratio is...
home equity loan
I filed bankruptcy 2 years ago, am self employed, own my home with no payments, can I get an equity loan
Home Equity Loan of Line of Credit on Rental Properties in AZ
I have 3 rental properties in AZ that are completely paid off. I need to either get a line of credit or another loan against these properties. What are my options and what are the rates. Do you still...
ING Home Loan-Underwater-Any Options?
We are underwater on our home loan that is through ING Direct. ING Direct loans are NOT Fannie Mae or Freddie Mac. Therefore we are not eligible for HARP refinance. ING will not work with us in any way....
HARP 2.0 after short sale
I live in AZ and I was just turned down for a HARP 2.0 refinance because I sold a rental property 13 months ago in a short sale. I was told it has to be two years since my last short sale, but I have no...
First time home buyer with questions before applying
Ok, I'm trying to determine if i should apply or just rent. I have worked for over 5 years and I worked consistently at the same. I am now making 22k a year part time and i graduated last year. In Janua...
Why can't I get a loan?
I have perfect credit. It is well over 800. I got married, left my job of 4 years, moved to another state, took about 4 months off to get settled in then went to work for my husbands business doing the ...
How can I get my lender to lower my mortgage rate?
My Florida condo was financed through Countrywide which was bought out by Bank of America. BOA sold the paper to City Bank of New York. I am NOT a Fannie/Freddie/FHA/VA loan. I owe $7000 more than value...
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