Follow up to question about spouse refinance only
We have applied for refinance under my wife's name only on 3/14/12. The only letter we had received was her credit score and thanks for applying. We received a call that the appraiser wanted to set up...
I read a month ago that they were reducing the principal by up to 30% of...
I read a month ago that they were reducing the principal by up to 30% of the principal. Is this reduction part of the HARP 2.0?
Can a lender out there help me refi?
My mortgage company Wells Fargo said I don't qualify because I have PMI, but Quicken Loans said I do. QL submitted my app and my mortgage insurance company won't release my policy so QL had to deny me. ...
Refinancing
We have two mortgages on our home. can we refinance and have just one mortgage?
Just refinanced 4 months ago--marital situation requires refinance. Ques...
My husband has moved out and we are getting a dissolution. We don't have children and will be settling without attorneys. He has agreed to "give" me the house--no buyout to him. However, we just refinan...
Refinance To A 20- Or 30-Year Mortgage?
Regarding HARP 2.0, or the Home Affordable Refinance Program, my wife and I are currently in our mid-50s with a grossly underwater mortgage. We did not qualify for a loan modification, so we are conside...
Low FICO mid score
I make 63K a year, have approx $16K in credit card debt, and a FICO middle score of 608. I have a house on the market now and when/if it sells, should have about $5K to put down on a new house loan. C...
refinance now or purchase new home
We have a 30 year loan on a townhome we purchased 7 years ago in WV for $223k with an 80/20 loan. We now owe 151k on the first mortgage at a rate of 5.875% and $40k on the second both through Wells Far...
Low credit score FHA 203k
My fiance and I have have poor credit (579 and 597) and would like to try to get a home loan. Our landlord is selling our house and we would like to purchase it. It definitely needs work so we thought...
Can't find a lender to refinance with harp 2.
I am not able to find a lender that offers harp 2. I called quickenloans an according to them I meet all the requirements except that they are keeping the cap of 125% LTV and I am probably at 150%. Any ...
I'm not eligable for HARP 2.0 since I used the old HARP to refi right?
I'm not eligable for HARP 2.0 since I used the old HARP to refi right?
Possible divorce situation
I'm soon to be divorced. My FICO is less then 700 but by only a few points. My yearly salary is around $150,000K. I'm less concerned about getting "the best deal" rather than getting a deal at all and ...
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