I'm trying to make a decision to see if I should refinance or not, can someone please give me some advice?My current loan bal is 349500 and purchased at 429,000 with 4.75 int rate for 30 hrs and cur pmi...
What's the difference between a HARP 2.0 and a FHA Streamline Refinance?
Back in November I went to my local bank 5/3 to get preapproved just to see for how much I would be working with and if I would even get preapproved. Well I got preapproved for 100,000 and had a 669 cre...
Does the 3 loan options have to be disclosed in writing and signed by the borrower or can it be verbal?
We are currently renting a home from my parents. We want to purchase the home, but are running into trouble because I own and opperate an in home child care within the house. We have great credit scor...
My husband refinanced our house without my knowledge, my name is on the deed also. Is it legal for him to do this without my signature?
Which MN lenders are participating in HARP 2.0?
I have a couple of questions about HARP 2.0 Guidelines, hopefully someone can answer for me.I'm currently in the process for a refinance through my current lender, Wells Fargo, but my LTV % came back mu...
I'm a US citizen working for a german firm, no US taxes... my income in the States with US Taxes will be $1800.- and $3600.- 1.) My german social security will be payed out in full after a 24 mth waitin...
Hi everyone,I called BOA yesterday to apply for the HARP 2 Program.1. I was told they cannot remove my husband who doesn't live with me because they don't do that. Eventhough, HARP2 states you can do it...
Howdy,It appears the wife and I will be eligible for HARP 2.0 but was wondering if we would have to carry PMI and what typically costs?Just some quick details:Current home value approx $230 - 240KBalanc...
Can I refinance under the harp program if my fico is in the 500 range?
Do all banks have to participate in HARP?I have a loan with Flagstar, backed by Freddie Mac, but can't find anything other than hardship modification on their website.My current rate is 6%, investment, ...
I am trying to mortgage for a $98,000 house that needs a little work. My income is $41k and I have a credit score of around 650. I have only been at my job for a year. Side note Me and my grandma just ...
I have a 595 credit score, my husband has low 600's. Is there any mortgage purchase money options for us?
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