Should I refinance with my husband on the loan?

I am trying to repair my credit.(675), In June I will have 12 mrtg payments on time and want to refinance the house. I did not qualify for a modification to lower my interest rate (6.5%), they did how...

Seller to remain in possession after close of escrow

We are closing on March 5 as written in the contract. Seller is planning to move out of the house on March 13 at 5 PM. Is it legal? Purchase is in San Diego.

Credit mid-scores good, but other issues.....

I have a mid score of 640 but my husband is not quite there yet, but in the 600s. My question is can we pre-qualify for an FHA/USDA loan once we have a few disputes taken care of on our credit report? ...

Are you kidding me?

Kekewalkimi Mortgage from New York claims to be #1 in the country?? What criteria was used for determining that??? Do people just get to say what ever they want on here??? LOL

Harp 2 - Is This Interest Rate too High?

Emailed to us by a Consumer: We have been waiting for HARP 2 to go live and our current lender, Chase, just offered us a rate that i would like some input on. Here are the details.Current Loan Amount $3...

Stay put or pay off loan difference on underwater mortgage?

My husband bought the home we live in prior to our meeting and marriage in 2006. My name is not on the home. We are 80k underwater and our lender will not refinance or do a loan modification. Due to our...

Is theFed first time home buyer grant still available?

I know a few yrs ago, there was a program that would give you like 6k towards the purchase, if you were a first time home buyer.I'm in Ca, as much info as possible would be greatly appreciated.Thank You

Another first-time buyer question (Am I over-extending myself?)

First-time home buyer who's found a home I really want to buy. Price: approx $200K.810 FICO, spotless creditapprox $40K in liquid savings (not touching 401k, Roth, pension)absolutely 0 debtNET income af...

I owe more mortgage than what the house is worth in the current market.?

I have a mortgage and a HELOC on a house which I used to purchase a 2nd house in the hope of selling this house within a 3 months time frame. Time is almost up, so I have to either refinance the house a...

Refinancing under HARP2 and want to buy a 2nd home as primary residence ...

We are currently in the midst of a HARP 2.0 re-fi on our primary residence of 9 years. When the re-fi closes, we would like to purchase a 2nd home and make it our primary residence and rent our current...

Maximum LTV for HARP 2?

What is the max we borrow against? 125%?

short sale

Harp refinancing question...

I plan on refinancing using HARP 2.0 my investment property (loan amount 146k) in the next month or so from an ARM to either a 15-year or 20-year fixed. I want to be sure I get the best rate possible w...

Question regarding Refinance, Harp, Underwater

Great site.....I have a couple questions regarding possible HARP 2 refinancing I am hoping you can help with.Currently My wife and I currently own a small 2 bedroom rambler in MN.We owe 182K and the hou...

Is 90 days a reasobable timeframe for refinancing a mortgage?

I am working with my credit union to refinance my mortgage and we are on day 85 of the process. I have excellent credit (800 scores across the board), I am requesting an amount that is haof of what my ...