Are there really any no cost refinances available?
How can one lender offer no cost and the other charge fees? How do they make money? Is this a gimmick?
If I have a paid off home and want to buy an investment property, should...
I have a paid off home that I am living in worth roughly 300k, the investment property I wish to buy is worth 275k. I have 50k for a down payment available, but the rest I will need to finance. Should I...
How long after a bankruptcy can I get a home loan?
I filed for bankruptcy in August of 2010. When is the soonest I can get a new home mortgage?
What refinance rate can I get with my credit?
I have a middle score of 740, my home is worth 225,000 with 165,000 left on the mortgage. I have a debt to income ratio of roughly 40%, and I make around 55k with my wife making 40k. We've never been la...
Middle credit score of 651, can I qualify for a new home mortgage?
With my credit, I make roughly 45k a year and I found a home worth 180k that would be perfect. I have 20k available for a down payment and would like to get a low interest rate if possible. Can I get a ...
Is there a penalty to refinancing a first and second mortgage into one l...
I have a first and second mortgage, first one with 105k @ 6%, the second with 55k @ 9.5%, that I want to refinance into one. My home is worth around 350k. Can I combine these two mortgages into one with...
Should I get a no cost refinance?
I have a home that I need to refinance. I am going to be here I believe for only another 3-4 years, however I want to make the most of it with these rates. I have heard that no cost refinances work best...
Is there anyway to get a mortgage with stated income?
I have read that it's just bad news for me as stated income is no longer an option. My credit is not great, around 550ish, and I'm trying to buy my first home. I make roughly 55k a year with student loa...
VA mortgage after BK and foreclosure
BK was discharged in Jan 11, surrendered house in the CH 7. BOA has not YET foreclosed on house. Will our ability to get a mortgage be based on date of BK discharge OR date of foreclosure?
I have a FICO credit of 689, can I qualify for an FHA home loan?
I found a house that's worth roughly 175,000, rather small house but nice, and my income is okay at around $45,000 a year plus bonuses. Now for a down payment I really only have around 20k, if that, to ...
Odds of getting a mortgage?
My husband and I are looking to buy a house (offer is 61000, we can put 6000 down). Our credit scores are 640 for me, and 620 for him. We live in Upstate NY. What are the odds of getting a mortgage? We ...
Can I take advantage of the HARP refinance yet?
Are lenders doing the new HARP program yet? If so, can you please leave your contact information out?
I have a middle FICO score of 714, can I refinance into a better rate th...
I'm making roughly 55k a year right now, my home is wroth 210k with 175k on the loan. Is it possible for me to get a lower rate than 4% with my credit even though its not great?
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