Refi a rental, HOA problems in the past

I own a condo that I wish to rent out but would also want to refinance it. Small loan at a high rate. I attempted to refi a few years back, but due to HOA delinquency I was unable to do so. Can I move f...

Can we get an FHA loan immediately?

My wife and I are underwater with our mortgage and have tried everything in order to refinance. We do not have a Freddie or Fannie loan so we do not qualify for HARP. We do have a bankruptcy which was d...

Are all closing costs around the same amount?

My girlfriend and I would like to refinance our home that we bought back in January.The problem is between the closing costs and other fees it will cost $6,500. Do all the programs cost the same? The ra...

Our LTV is above 125%, is there anything we can do, we have a FM loan

We have a first mortgage amount of 208k with 5.5% fixed with Chase, a second mortgage amount of 75k with 7.5% with Wells Fargo. Our estimated value is only 169k. We are halfway through a chapter 13 bank...

Different ways to refinance a rental property

I'm looking to refinance a rental property, currently I have a 30 year fixed 5.375 loan, other homes in the development are selling for low 300's, we all use the same set of floor plans. My loan amount ...

Here is my question: would like to refinance my conventional 1st along ...

Should I refinance into a 15 year or 30 year? current rate is 5.5%

I bought a house in 2009 for 185,000 at a rate of 5.5%. I am now interested in refinancing to a 15 year FRM with no cash out. Right now my monthly payment is 1400 and if I refinance it will go up to 155...

Home equity loan for remodel, possible to refinance after?

We are looking for ways to get a home equity loan now and then refinance later. Is there such a thing as a construction loan to remodel the house? Current home value is $280,000 and a loan amount of $18...

FHA After Chapter 7 Bankruptcy

Can I apply for an FHA loan after filing for bankruptcy? What are the stipulations and requirements I need to follow in order to do so?

Which loan would be better for refinancing?

Would a 3% 3/1 VA ARM, annual cap of 1% and a lifetime cap of 5% be better to a 4.25% FRM for 25 years in order to lower my monthly payments? I plan on keeping the home for the rest of my life.

30% down on a home with bad credit, is this possible?

I have 30k to put down on a $100,000 home, I make around 31k a year after taxes, but my credit is 578. Can this work?

Can we buy a 65k home with a 50k combined income?

My wife and I are interested in buying a fixer-upper in order to get a couple of acres. We don't have much saved but we can put around 15% down on a home that's valued at around 65k. My credit score is ...

Streamline FHA with late payment record

I currently am in a FHA loan but was late with payments from October 2010 to March 2011. I am current since April 2011. Am I able to do a streamline or will I get denied? Is there a way if I put some ca...

Will I save money if I refinance?

I was wondering if it would be a good idea to refinance a house down to 3.2% 15 year FRM from 4.2% 15 year FRM if I only plan on living there for 5 more years. House was bought at 610k, with 30% down si...

Underwater on a non-FM loan

I have a non-Freddie/Fannie mortgage, bought the home with 20% down in 06, and now am about 20k underwater. Currently at a 6.125% rate. No financial difficulties, great credit (792), just would love to ...