Refinancing FHA loan, is this a good offer?
My home is valued at $535,000 with a loan amount outstanding of $420,000. I have an offer from Cash Call at 3.5% FHA at 15 years FRM, no closing cost and free appraisal. My current loan is FHA 30 year F...
Mortgage on a house fully paid
I recently bought a house for my son valued 137,000 with no mortgage, paid cash. I do have some other outstanding debt that I would like to pay off and perform some upgrades to the house. Can I take a m...
FHA Loan completely underwater, any help?
I have a home currently worth $73,000 on todays market, but my loan is for $154,000. It is FHA and I have been here for 3 years. Do I have any options? I haven't been late on payments and my credit is g...
Second home mortgage with a rented out first home
It's been about 14 months since I got financing on my first house and since about six months ago I've been renting it out. Now I'm interested in getting a second home, and I was wondering if I could use...
HARP Refinance question
Can I refinance with a HARP if I have equity in my home?
Underwater, need help.
My house is underwater 50%, I owe $180,000 on it, I have no debt besides this mortgage. I'm currently in an ARM with a high interest rate, no missed payments, and excellent credit. Is it possible for me...
P & R Conforming Loans in California?
I know Wells Fargo is currently offering a conforming P & R loan for California, are there any other lenders that offer this type of loan?
Any less than 20% programs for Jumbos?
Me and my husband live in San Diego county and are in a position to afford payments on a jumbo loan. However, our current house is underwater more than $200k, we've lost the majority of the downpayment ...
Refinancing an FHA loan, have 2 FHAs
I bought a townhouse in 2003 which my father cosigned on a 30 year FHA loan. I've lived there now for about 3 years. I then met my wife in 2008 and cosigned with her on a 30 year FHA loan so she could b...
What are the stipulations on loans after bankruptcy?
It's been about two years since my house was foreclosed on and bankruptcy was discharged earlier this year. I have a solid income and can put a sizable down payment on a house. What are the rules with m...
Retiree looking for home loan
I am a retiree with a $40,000 yearly fixed income, a car payment of $217 a month, no other bills. I was forced to retire, filed bankruptcy and discharded on August 25 of 2010. My FICO is 647/679/691. Ca...
Quitclaim the best way?
In 2006 I began paying the mortgage on my mother's house. I'm now looking into buying it from her and getting a lower interest rate on the mortgage. The situation is that when I graduated college, I dec...
Main residency and rental home, refinance?
I am a main resident in my home, valued at $250,000, of which I have paid off, and a rental home, valued at $150,000 which I have a $93,000 loan at 6.375% APR. Can I mortgage out the rental home with my...
I wanted to fix my debt through refinancing my mortgage what do you think
I was recently looking to get debt relief, by refinancing my mortgage and taking the extra money into paying credit card bills. I was looking at the company called http://www.nationalrelief.com which do...
debt relief
I was recently looking to get debt relief, by refinancing my mortgage and taking the extra money into paying credit card bills. I was looking at the company called http://www.nationalrelief.com to help ...
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